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Learn about the New Pre-Approval Program for Short Sales!

One of the most noticeable similarities between the 3 services is the fact that they are encouragg borrowers, when possible, to get their short sale pre-approved before putting thei home up for sale!

Chase's proactive shortsale approach is called "List Assits." Bonnie Boards, senior manager and vice presidet of community advocacy fo Chase, said the program is designed so a homeowner can get pre-approved for a short salebefore ever listing the home. The goal is to collect ll documentation before getting an offer so approval is expedited once the hoe in under contract.

hase also assumes al short sale requests are eligible for Home Affordable Forclosure Alternatives, the government's pre-approval program, until proven otherwise, she aid,. Under HAFA, a borrower can quaify for $3000 in relocation assistance, have the deficience waivedand received a pre-list sales price.Borrowers can apply for a hase short sale by filling out the short sale informaton packet at chase.com/shortsale.

"everything you need to submit an application is in that application," Boards said. "You don't have to wait for a buyer."

UTAH Association of Real Estate Agents Magazine June 2012

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