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Don't forget to factor in closing costs when considering a home sale or purchase. Utah Real Estate RealtyPath Platinum Real Estate is experienced at helping both buyers and sellers when it comes to closings. E-mail or call us today at 801-867-2829 if your needs include a real estate pro experienced in the business side of real estate.

Closing costs you should expect

There are certain typical fees associated with closing the sale of a house. These expenses are often divided between the buyer and seller, as instructed in the sales contract. Many are customary, but there are nuances to each, so you'll want a real estate expert in Utah to help direct you through the transaction.

Closing costs that are loan-related    (Details)

  • Points (optional)
  • Appraisal Fee
  • Credit Report
  • Interest Payment
  • Escrow Account

Taxes you may be responsible for at closing    (Details)

  • Property Taxes
  • Transfer Taxes and Recording Fees

At closing, these fees are often due    (Details)

  • Homeowners Insurance
  • Flood or Quake Insurance (optional)
  • Private Mortgage Insurance (PMI) (optional)
  • Title Insurance

Sellers: As we get through the details of your deal, we'll not only work to get the highest sales price, but we'll also advocate for reduced closing costs. And once we've reached an agreement, we'll fully clarify the closing costs so you are informed of exactly where your money is going.

Buyers: When buying real estate in Salt Lake County, you'll be given a "Good Faith Estimate" (GFE) of closing costs within three days of submitting your loan application. The estimate is based on the loan officer's past experiences and is required to be within a tolerable range so you're not surprised when you come to the closing table. We'll be happy to review the GFE with you, answering your questions and highlighting any estimates that seem off.

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